First Step To Freedom
Do this first, and the rest of your finances will follow
Last chance to enter:
Check out the Profit Hiker Newsletter for 3 quick tips a week to improve your business… and if you join this week, you’ll be automatically entered into the $1k Giveaway!
How do you climb a mountain?
It ALWAYS starts with one step.
There is no doubt that financial freedom often feels like an unscalable mountain.
You can see the summit from the flatlands. You’ve seen the pictures and videos from other people who have ascended, and so you know it’s possible – you might even have a sense for what it’s like to make that last crest.
But it still feels impossible.
If you have debt – and most people do – your first step to financial freedom starts there. Tackle your debt, and you’re on your way.
Dave Ramsey, polarizing as he can be, has a simple-yet-brilliant approach to attacking your debt: start small. He call’s it the “snowball effect”.
I cover this in my book (“Profit Hiker”, shameless plug): there is a human tendency called “completion bias”, where we get a quick thrill from something that’s finished. If you’re like me then you love crossing tasks off your to-do list… and this means you fall to this bias.
Don’t lose it – use it.
If you have a Macy’s card with $100 on it from those shoes you couldn’t resist and you’ve been letting it ride with the minimum payment: pay that off first, and fast. If your smallest debt is student loans, go on a mission and start paying the principle down at the fastest pace you can. If you owe a friend $20 for burgers’n’beer and it’s been hanging over your head, get out your phone right now and square that up.
Once you pay off your smallest debt, no matter how small or large that is, you have real momentum. Wind in your sails. Now you’re climbing that mountain.
Get out of debt, which gives you total control of your income, which gives you the ability to invest in assets.
THAT is financial freedom.
![]() | Onward and upward, (don’t miss out on this sweet giveaway that ends tonight!) |
Last chance to enter for a chance to win!
Profit Hiker is giving away over $1,000 in total value of Small Business Transformation tools in partnership with Sunday Money:
All you need to do to enter is join the Profit Hiker Newsletter!
Profit Hiker is a program to help business owners discover hidden profit, create margin, avoid financial struggle, and finally feel the freedom of a business that works for you. This week you can enter for a chance to win Ultimate Access for one year.
The Profit Hiker Giveaway is open to legal residents of the United States who are 18 years of age or older at the time of entry, and ends this Wednesday April 30, 2025, at 11:59 p.m. Central Time. Void were prohibited or restricted by law. To enter, participants must sign up for the Profit Hiker email newsletter. No purchase or payment of any kind is necessary to enter or win. Limit one (1) entry per person. Details and Official Terms and Conditions are here: https://profithiker.com/1k-giveaway/