Set It And Forget It

Stop messing with it.

Investing can be simple, or you can obsess over it.

Your choice.

For most of us, we just need to set it and forget it – invest in mutual funds or index funds, let the experts manage the money, and watch it grow over the years.

In the FIRE community (Financial Independence, Retire Early), there is a 4% rule. That rule basically allows for you to pay yourself 4% on average out of your investment, accounting for average historic returns on index funds (like the S&P 500), taxes, fees, and inflation.

Which means that you can count on a much higher gross rate of return… IF you don’t mess with your portfolio.

In fact, historically the S&P 500 index funds grow about 10% year over year.

So in the FIRE example, if you have a nest egg of $1,000,000 then that means you can pay yourself $40k/year on average.

Again, IF you don’t mess with your portfolio.

But it’s tempting, isn’t it?

You read about this stock or that, AI headlines, crypto crashes. You think “what if I juuuuuust put a litttttttle into this one and see what happens”. I don’t know if you’ve experienced day trading or stock picking heartburn yet, but let me tell you: it’s a lot easier on your life if you just “dollar cost average” invest into index funds and let it grow.

Do you have the patience to just let it grow?

Someone just spent $236,000,000 on a painting. Here’s why it matters for your wallet.

The WSJ just reported the highest price ever paid for modern art at auction.

While equities, gold, bitcoin hover near highs, the art market is showing signs of early recovery after one of the longest downturns since the 1990s.

Here’s where it gets interesting→

Each investing environment is unique, but after the dot com crash, contemporary and post-war art grew ~24% a year for a decade, and after 2008, it grew ~11% annually for 12 years.*

Overall, the segment has outpaced the S&P by 15 percent with near-zero correlation from 1995 to 2025.

Now, Masterworks lets you invest in shares of artworks featuring legends like Banksy, Basquiat, and Picasso. Since 2019, investors have deployed $1.25 billion across 500+ artworks.

Masterworks has sold 25 works with net annualized returns like 14.6%, 17.6%, and 17.8%.

Shares can sell quickly, but my subscribers skip the waitlist:

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_{*Per Masterworks data. Investing involves risk. Past performance not indicative of future returns. Important Reg A disclosures: masterworks.com/cd}